Privacy.com Virtual Credit Cards

Take Back Control of Your Payments

Privacy Cards give you control when you purchase online, make a one-time payment, or subscribe. You decide who can charge your card, how much, and how often, and you can pause or close a card at any time.

Create virtual payment cards for one-time purchases or subscriptions directly from your browser. Set spend limits, pause, unpause, and close cards whenever you choose.

Take Control of Your Online Payments

  • Protect Yourself Online – Create virtual payment cards for each place you shop instead of using your regular debit or credit card.
  • Convenient and Easy to Use – Save time at checkout with our browser extension. Create and auto-fill secure card numbers at checkout with a one-click experience. –
  • Create Merchant Locked Cards — Privacy Cards lock to the first merchant they are used at. If the merchant is compromised, your card number can never be used anywhere else.
  • Monitor Your Spending — Create a Spending Limit on each card to block hidden fees and double charges on recurring expenses. If a transaction exceeds the limit, it will be automatically declined.

Start Creating Virtual Cards
Start protecting your money online today. The Personal plan has everything you need to get started, and because Privacy makes money from merchant interchange fees, there’s no monthly fee.

A Personal Privacy account is free for everyone. Privacy’s core product will always be free.

  • How much does it cost to get started with Privacy? Nothing.
    • How does Privacy make money on transactions?
      • Every time you transact with a merchant using a Privacy Virtual Card, the merchant or website pays a small interchange fee, which we share.

How It Works – Take back control of your payments in simple steps.

To access settings, open the Privacy app in the upper left, tap your thumbnail, then tap My Account.

Account instructions are found on the Support page.

  • You can create up to 12 unique virtual cards per month with a single click, directly from your Privacy dashboard or browser extension.
  • Merchant-locked cards – All Virtual Privacy Cards lock to the first place you use them
  • Single-use cards – Create virtual cards. Use a virtual card. Close the virtual card.
  • Spending limits – Help monitor spending & reduce unwanted costs
  • Pause / Close cards – Stop incoming transactions with just a click
  • Organize your virtual cards in one easy-to-use wallet. Tag each card for quick sorting and selection.
  • Track your spending in the Account Summary dashboard.
  • Mobile App & Browser Extension – iOS / Android / Chrome / Firefox

How to create a Privacy.com account

To create a Privacy.com account, go to the Privacy.com Homepage, click Sign Up, enter your email and password, and complete the identity verification steps. You must be 18 or older and a U.S. resident with a valid U.S. bank account or debit card. 

Steps to Sign Up

  • Go to the Privacy.com sign-up page and click Sign Up.
  • Type your email address and create a strong password.
  • Check your inbox and verify your email.
  • Provide your personal details (name, address, date of birth) for identity checks.
  • Link a valid U.S. bank account or debit card as your funding source.
  • Create your first virtual card once your profile is verified.

Required Information and Documentation

To create a Privacy.com account, you do not need physical paperwork, but you must provide digital data and documents to pass their mandatory Know Your Customer (KYC) identity checks. 

Personal Information Required

You must type the following details exactly as they appear on your legal records:
    • Full legal name
    • U.S. residential physical address (P.O. boxes are not allowed)
    • Date of birth (you must be 18 or older)
    • Social Security Number (SSN) or government identification number
    • U.S. phone number 

Documentation & Verification Items
While many users are verified instantly using just their SSN and personal info, you should have the following ready in case automated verification checks fail: 
  • Photo of a U.S. Government-Issued ID: A valid driver’s license, state ID, or U.S. passport.
  • A Selfie: You may be asked to upload a photo of your face, sometimes while holding your physical ID next to it, to prove ownership.
  • Bank Logins or Card Details: Your online banking credentials (to link your account securely via Plaid or similar systems) or a valid U.S. debit card number.

Reviews

Privacy.com Review: Online Security and Financial Privacy – by Medium.com
While Privacy.com isn’t a complete solution to all online privacy concerns, it does provide a significant layer of protection that complements existing security measures.

Privacy.com Burner debit cards made easy – by PCWorld.com
Privacy.com is an excellent service that makes it easy and safe to shop online with temporary debit cards.

Privacy.com Making Shopping Online Safer for Everyone – by MoneyCheck.com
Privacy.com lets you create “virtual” cards, locked to a single vendor, or “burner” cards. Here’s our full review with the Pros & Cons

 

Scroll to Top